But carrying around one check in your wallet is a good idea in case your device payment method fails, you lose a credit card, you have no cash, or you find a business that only accepts checks. Checkbooks aren’t as popular as they used to be. Banks still need to verify that the check has gone to the right person, and they might not deposit the money if they’re not sure. However, don’t skip the endorsement step. Depositing checks on banking apps is very convenient. Don’t forget to endorse the check, even if you’re depositing it on a device.Most checks expire after six months, and some business checks expire after ninety days. If the payer had the money when they wrote the check, they might not have it when you finally get around to depositing it. Forgetting about a check can be problematic.
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